:root {
  --bg: #f4f6fa;
  --ink: #121722;
  --muted: #5d6b80;
  --blue: #1d4ed8;
  --blue-ink: #ffffff;
  --wash: #e7eeff;
  --card: #ffffff;
  --line: #d5deea;
  --dark: #101722;
  --max: 1120px;
  --sans: Manrope, "Segoe UI", sans-serif;
  --display: Syne, Manrope, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--sans);
  font-size: 1.05rem;
  line-height: 1.6;
}
a { color: inherit; }
button, input, textarea { font: inherit; }
::selection { background: #c7d7ff; }

.skip { position: absolute; left: -999px; }
.skip:focus { left: 1rem; top: 1rem; z-index: 80; background: var(--ink); color: #fff; padding: 0.4rem 0.7rem; }

.wrap { width: min(var(--max), calc(100% - 3rem)); margin: 0 auto; }
.narrow { width: min(760px, calc(100% - 3rem)); margin: 0 auto; }

.site-header {
  position: sticky; top: 0; z-index: 40;
  background: rgba(244, 246, 250, 0.9);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--line);
}
.bar {
  width: min(var(--max), calc(100% - 3rem));
  margin: 0 auto; min-height: 72px;
  display: flex; align-items: center; justify-content: space-between; gap: 1rem;
}
.brand { display: flex; align-items: center; gap: 0.6rem; text-decoration: none; font-family: var(--display); font-weight: 700; letter-spacing: -0.04em; font-size: 1.25rem; }
.mark { width: 2rem; height: 2rem; display: grid; place-items: center; background: var(--blue); color: #fff; font-family: var(--sans); font-size: 0.78rem; font-weight: 700; border-radius: 8px; }
.nav { display: flex; align-items: center; gap: 1rem; }
.nav a { color: var(--muted); text-decoration: none; font-size: 0.95rem; }
.nav a.is-on, .nav a:hover { color: var(--ink); }
.phone { color: var(--blue) !important; font-weight: 650; }
.nav-toggle, .burger { display: none; }

.btn {
  display: inline-flex; align-items: center; justify-content: center;
  min-height: 44px; padding: 0.65rem 1rem; border-radius: 10px;
  background: var(--blue); color: var(--blue-ink); text-decoration: none; border: 0; font-weight: 700; cursor: pointer;
}
.btn:hover { background: #1a43be; }
.btn-ghost { background: transparent; color: var(--ink); border: 1px solid var(--line); }
.btn-ghost:hover { background: #fff; color: var(--ink); }
.btn-small { min-height: 38px; padding: 0.4rem 0.75rem; font-size: 0.92rem; }
.btn-light { background: #fff; color: var(--ink); }

.kicker { margin: 0 0 0.7rem; color: var(--blue); letter-spacing: 0.14em; text-transform: uppercase; font-size: 0.74rem; font-weight: 700; }
h1, h2 { font-family: var(--display); letter-spacing: -0.045em; font-weight: 700; }
h1 { font-size: clamp(2.7rem, 5.6vw, 4.6rem); line-height: 0.98; margin: 0 0 1rem; }
h2 { font-size: clamp(2rem, 3.5vw, 2.8rem); line-height: 1.05; margin: 0 0 0.7rem; }
h3 { margin: 0 0 0.35rem; font-size: 1.08rem; }
p { margin: 0 0 1rem; }
.lede { color: var(--muted); max-width: 40rem; }

.hero { padding: 3rem 0 2.5rem; }
.hero-grid { display: grid; grid-template-columns: 1.08fr 0.92fr; gap: 2rem; align-items: center; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 0.6rem; margin-top: 1.1rem; }
.hero-meta { color: var(--muted); margin-top: 0.9rem; }
.hero-meta a { color: var(--blue); font-weight: 700; text-decoration: none; }

.slab {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: 0 24px 50px rgba(16, 23, 34, 0.08);
  overflow: hidden;
}
.slab-top { display: flex; justify-content: space-between; gap: 1rem; padding: 0.9rem 1rem; background: var(--dark); color: #fff; font-size: 0.82rem; }
.slab-top span { color: #9eb0ff; }
.slab-note { margin: 0; padding: 0.75rem 1rem 0; color: var(--muted); font-size: 0.82rem; }
.slab ul { list-style: none; margin: 0; padding: 0.4rem 1rem 1rem; }
.slab li { display: flex; justify-content: space-between; gap: 1rem; padding: 0.75rem 0; border-bottom: 1px solid var(--line); }
.pill { font-size: 0.78rem; font-weight: 700; color: var(--blue); background: var(--wash); border-radius: 999px; padding: 0.15rem 0.55rem; }

.section { padding: 4rem 0; }
.section-head { display: flex; justify-content: space-between; gap: 1.5rem; align-items: end; margin-bottom: 1rem; }
.section-head p { margin: 0; color: var(--muted); max-width: 28rem; }

.ledger { border-top: 1px solid var(--line); }
.row {
  display: grid; grid-template-columns: 4rem 0.9fr 1.3fr; gap: 1rem; align-items: baseline;
  padding: 1.15rem 0; border-bottom: 1px solid var(--line); text-decoration: none;
}
.row b { color: var(--blue); font-family: var(--display); }
.row strong { font-family: var(--display); font-size: 1.45rem; letter-spacing: -0.04em; }
.row em { font-style: normal; color: var(--muted); }
.row:hover strong { color: var(--blue); }

.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0.8rem; }
.step { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 1rem; }
.step span { display: block; font-family: var(--display); color: var(--blue); font-size: 1.4rem; margin-bottom: 0.4rem; }
.step p { color: var(--muted); margin: 0.3rem 0 0; }

.band { background: var(--dark); color: #fff; padding: 3.5rem 0; }
.band-grid { display: grid; grid-template-columns: 1.2fr 0.8fr; gap: 1.5rem; align-items: center; }
.band p { color: #c5d0e0; margin: 0; }

.page { padding: 2.6rem 0 4rem; }
.crumbs { color: var(--muted); font-size: 0.88rem; margin-bottom: 1rem; }
.crumbs a { color: var(--blue); text-decoration: none; }
.page h1 { max-width: 16ch; }

.svc { padding: 1.5rem 0; border-top: 1px solid var(--line); }
.svc h2 { font-size: clamp(1.7rem, 3vw, 2.3rem); }
.svc p, .prose p, .prose li, .faq p { color: var(--muted); }
.prose a, .faq a, .panel a { color: var(--blue); }
.prose h2 { font-size: 1.6rem; margin-top: 1.7rem; }
.prose table { width: 100%; border-collapse: collapse; margin: 0.4rem 0 1rem; }
.prose th, .prose td { border: 1px solid var(--line); text-align: left; padding: 0.5rem 0.6rem; vertical-align: top; background: #fff; }

.about-grid, .contact-grid { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 1.2rem; align-items: start; }
.panel { background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 1.15rem 1.2rem; }
.facts { list-style: none; margin: 0; padding: 0; }
.facts li { display: grid; gap: 0.1rem; padding: 0.7rem 0; border-top: 1px solid var(--line); }
.facts span { color: var(--blue); font-size: 0.75rem; letter-spacing: 0.08em; text-transform: uppercase; font-weight: 700; }

.faq details { border-top: 1px solid var(--line); padding: 0.85rem 0; }
.faq details:last-child { border-bottom: 1px solid var(--line); }
.faq summary { cursor: pointer; font-weight: 700; }

.form { display: grid; gap: 0.75rem; }
label { display: grid; gap: 0.3rem; font-size: 0.82rem; font-weight: 700; }
input, textarea {
  width: 100%; color: var(--ink); background: var(--bg);
  border: 1px solid var(--line); border-radius: 10px; padding: 0.7rem 0.75rem;
}
input:focus, textarea:focus { outline: 2px solid #c7d7ff; border-color: var(--blue); }
.fine { color: var(--muted); font-size: 0.92rem; }

.site-footer { border-top: 1px solid var(--line); padding: 2.2rem 0 1.2rem; background: #fff; }
.foot-grid { display: grid; grid-template-columns: 1.3fr 1fr 1fr; gap: 1.2rem; }
.foot-label { color: var(--blue); letter-spacing: 0.12em; text-transform: uppercase; font-size: 0.72rem; font-weight: 700; }
.foot-links { display: grid; gap: 0.25rem; }
.foot-links a { text-decoration: none; }
.foot-links a:hover { color: var(--blue); }
.legal-row { display: flex; justify-content: space-between; gap: 1rem; flex-wrap: wrap; color: var(--muted); font-size: 0.88rem; padding-top: 1rem; }

.cookie-banner { position: fixed; left: 0; right: 0; bottom: 0; z-index: 50; background: #fff; border-top: 1px solid var(--line); box-shadow: 0 -8px 30px rgba(16, 23, 34, 0.06); }
.cookie-inner { width: min(var(--max), calc(100% - 2rem)); margin: 0 auto; padding: 0.9rem 0; display: flex; gap: 1rem; justify-content: space-between; align-items: center; }
.cookie-inner h2 { font-size: 1rem; margin: 0 0 0.2rem; font-family: var(--sans); letter-spacing: 0; }
.cookie-inner p { margin: 0; color: var(--muted); font-size: 0.92rem; }
.cookie-actions { display: flex; gap: 0.4rem; flex-shrink: 0; }
.check { display: flex; gap: 0.4rem; align-items: center; margin: 0.2rem 0; font-weight: 500; }

@media (max-width: 900px) {
  .hero-grid, .section-head, .steps, .band-grid, .about-grid, .contact-grid, .foot-grid, .cookie-inner, .row {
    display: grid; grid-template-columns: 1fr;
  }
  .page h1 { max-width: none; }
  .burger { display: grid; gap: 5px; background: none; border: 0; padding: 0.3rem; }
  .burger span { width: 22px; height: 2px; background: var(--ink); display: block; }
  .nav {
    display: none; position: absolute; left: 0; right: 0; top: 72px;
    background: #fff; border-bottom: 1px solid var(--line);
    padding: 0.8rem 1rem 1rem; flex-direction: column; align-items: flex-start;
  }
  .nav-toggle:checked ~ .nav { display: flex; }
  .cookie-actions { flex-wrap: wrap; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }